How to find out if your child is doing drugs - home drug testing kits

Are you concerned that your son, daughter, or family member is doing drugs? Is the prospect of having to bring them to a clinic too horrible for you to even contemplate? You should take time to consider another option. Why not try home drug-testing as an alternative?

1. Why Home Drug Testing?

Looking at it from an objective point of view, home drug-testing provides a lot of advantages for people who value their privacy among other things. It is also cheaper to buy a do-it-yourself drug testing kit than to go to a drug testing facility and have the examination there. It is less hassle and less worry on your part. It provides anonimity that keeps the sense of privacy surrounding your family intact.

2. Choose Wisely

There are a lot of do-it-yourself drug test kits available in the market today. Some examples of these tests include: urine tests, blood tests, saliva drug tests, etc. By knowing beforehand what kind of test you are pondering to take, you will save on your precious time. The most effective type of drug testing kit is actually the hair testing kit. This can tell you not only if your child has drugs in their system at the time of the test, but over the entirety of the past four months as well!

3. What Can Drug Tests Detect?

- Amphetamines

- Barbiturates

- Cocaine

- Marijuana

- Methamphetamines

- Opiates

These multi-drug tests are very handy as they will screen your loved ones for a wide range of drugs, not just Marijuana. You no longer need to buy a single tester for every type of drug that you fear your children might using. These pose savings for you and again, less hassle.

4. Talk Openly With Your Children

It is critical that you talk openly with your children during the testing process. Let them know that you are doing this because you care so much about them. If you are especially quiet, you can perform a drug test on your child or loved one while they are sleeping - simply clip approximately 40 hairs from them approximately one and one-half inches from the base of their root, and this will suffice for the very effective hair drug test kit. Often, children will be rebellious and feel a lack of trust if you bring up the subject of having a drug test conducted. Let them know that regardless of the result, the main objective isn't to make things harder on them, but to simply put your mind at ease.

5. Use The Internet

There are are countless websites and companies that offer home drug-testing kits. Look and compare. Find out if there are reviews for the testing kit you are considering to buy. This will be beneficial on your part since you will be able to learn more about the product you are planning to buy as well as comparisons with other products out in the market. Your choices will increase and you will be able to buy the best the market has to offer.

The reasons i love christmas

Most everyone I know loves Christmas. There is something about the magic and wonder of the season that is unmatched during the rest of the year. There are so many reasons that I love Christmas I can hardly know where to begin.

I guess the biggest reason I love Christmas is because for me, it has always meant the gathering of family and friends. It is only during the Christmas season that we gather from a far and enjoy days filled with laughter, good conversation, good meals and tons of games. My four siblings and I have naturally spread out into our adulthood and usually it is only at Christmas that we get to reunite with each other and with our parents. You could take everything else about Christmas away from me and I would still love it just for this reason.

With my family and close friends around me, I love the sheer celebration and party that the Christmas season is. I love going from Christmas party to Christmas party and celebrating with the people I care about most. I am quite sure that there is nothing better than enjoying a day of sledding, making snow men, drinking hot chocolate, and then coming inside to watch old movies and eat great snacks by the Christmas tree. Even the smallest parts of Christmas feel like magic. I love the way the Christmas tree glows each year with white twinkle lights on it, and I love the way the house smells after my mom finishes baking her famous Christmas cookies. I love seeing my children sleeping side by side with each of their cousins right in front of the Christmas tree on Christmas Eve.

Another reason I love Christmas is because it happens near the end of the year. Many years Christmas becomes my Thanksgiving as well as I realize all of the ways that I have been blessed during the past year. I take time each Christmas to write a letter to each of my parents, siblings, my husband, children, and close friends. It takes me weeks to write them all, but I love sharing with each person in my life the ways that they have blessed my life during the past year. I never give a Christmas gift without a letter attached. I love that Christmas reminds me to be grateful and to cherish the best things and people in my life.

Take a little time and think about the reasons you love Christmas so much. I think you will find that it truly is the greatest time of the year.

History of candle making

Who invented the candle?

Candles were invented independently in many countries. The Egyptians and Cretans made candles from beeswax, about 3000 BC. In the fourth century BC there were clay candle holders in Egypt. Qui Shi Huang (259 - 210 BC) was the first Emperor of the Qin Dynasty (221 - 206 BC). His mausoleum was rediscovered in the 1990s 22 miles east of Xi'an in China and contained candles made from whale fat. In early China and Japan tapers were made with wax from insects and seeds, wrapped in paper. Wax from boiling cinnamon was used for temple candles in India. There is a fish called the "smelt" or candlefish, found from Oregon to Alaska. During the first century AD native Americans used oil from this fish. They put it on a forked stick then lit it. Excavations at Pompeii discovered several candelabra. The Latin word "candere" means to flicker. Yak butter was used for candles in Tibet. In Europe the earliest surviving candle was discovered near Avignon in France, from the first century AD. In 848 King Alfred used a candle-clock which burned for 4 hours. There were lines around the side to show the passing of each hour. Later, there were 24-hour candles. The Sung dynasty in China (960 - 1279) also used candle-clocks. By the 18th century, the Chinese put weights into the sides. As the candle melted, the weights fell off and made a noise as they fell into a bowl. A form of candle-clock was used in coal-mining until the twentieth century. The novel "Anthem" by Ayn Rand contains a scene in chapter VII, where there is a painting showing "the twenty men who invented the candle". This can only be fanciful.

The Middle Ages

During the middle ages, the popularity of candles is shown by their use in Candlemas and on Saint Lucy festivities. Tallow, fat from cows or sheep, became the standard material used in candles in Europe. The Tallow Chandlers Company of London was formed in about 1300 in London, and in 1456 was granted a coat of arms. By 1415 tallow candles were used in street lighting. The trade of the chandler is also recorded by the more picturesque name of "smeremongere", since they oversaw the manufacture of sauces, vinegar, soap and cheese. The unpleasant smell of tallow candles is due to the glycerine in it. For churches and royal events, candles from beeswax were used, as the smell was usually less unpleasant. Dating from about 1330, the Wax Chandlers Company acquired its charter in 1484. The first candle mould comes from 15th century Paris. The smell of the manufacturing process was so unpleasant that it was banned by ordnance in several cities. The first American colonists discovered that bayberries could be used to make candles, but the yield was very poor. 15 lbs of boiled bayberries would provide only 1 lb of wax.

new types of oil

Spermaceti is oil that comes from the sperm whale. From about 1750 it was used to provide very expensive candles. By 1800 a much cheaper alternative was discovered. Brassica campestris is derived from rape seed. It yields colza oil. This was the best candle yet, producing clear smokeless flames. The French chemists Michel-Eugene Chevreul (1786 - 1899) and Joseph-Louis Gay-Lussac (1788 - 1850) patented stearin, in 1811. Like tallow, this was derived from animals, but had no glycerine content. Joseph Sampson had the second patent ever granted in the United States. It was for a new method of candle-making in 1790. In 1806 William Colgate (1783 - 1857) (later famous for his "Soap and Perfumery Works") established a tallow factory in New York. By 1847 he had switched to making soap. There seems to be an ethical component of many nineteenth-century soap and candle manufacturers, as Colgate became involved with Bible Societies. James Wilson of Price's Candles were also concerned about promoting Christianity, and abolishing slavery. Following the defeat of Napoleon at Waterloo, there were celebration dances across Europe. It is sometimes said that more candles were burned in 1815 than in any year before or since. In 1834 Joseph Morgan began to industrialise the production of candles. He invented a machine to manufacture 1,500 per hour, from a mould.

Paraffin and palm oil

Paraffin is a waxy hydrocarbon, without any smell. A chemist called Laurent distilled it from schist in 1830, and another chemist Dumas, obtained it from coal-tar in 1835. Not until 1850 did it become commercially viable, when James Young filed a patent to produce it from coal. This was a major blow to the candle industry. From this point, candles became more of a decorative item. In 1829 William Wilson of Price's Candles invested in 1,000 acres of coconut plantation in Sri Lanka. His aim was to make candles from coconut oil. Later he tried palm oil from palm trees, but an accidental discovery swept all this aside. His brother George Wilson distilled the first petroleum oil in Burma in 1854. By 1922 Lever Brothers had bought Prices Candles and in 1922 a joint-owned company called "Candles Ltd" was created. The three owners are today better known as Shell Oil Company, BP and Burmah Oil. By 1991, the last remaining owner of "Candles Ltd" was Shell, who sold off the candle-making part of business.

The oldest candle manufacturers still in existence are Rathbornes Candles, founded in Dublin in 1488.

Electrical wheelchair lift for the automobile

When someone is on a wheelchair, special care must be given when the person needs to ride in automobile. This is because the individual is not able to get in or out of the vehicle like normal people.

The person can lift the disabled individual into the car and when getting out which will take a long time or make this happen faster by installing an electrical wheelchair lift on the automobile.

There are two types of wheelchair lifts. The first is powered by hydraulics and the other using electricity. More people prefer the electric type because this can be wired to the battery of the vehicle. This saves a few dollars from buying fluid, which has to be placed periodically to keep it functioning.

The person can check out the nearby store for the kinds of lifts available. The extended lift is the most convenient because the individual will just push a button for this to come out making it easy to push the wheelchair in. The same thing will be done when exiting the vehicle.

There are also variations in the type of exits used on the electric lift. People who entered in the lift may also exit the same way or enter through the center then leave either on the right or the left. The type of vehicle the person has will determine which is applicable.

The cost in on an electric or hydraulic wheelchair lift is very expensive. The cheapest one is a little over $10,000, which is not covered by Medicare or by an insurance firm. The person may be able though to get a thousand dollar discount from the manufacturer of the van if this is new or borrowed.

Electric wheelchair lifts have been around for some time. Even if the store has models available for various vans, it is still advisable to bring this in for the technician to get the right measurements.

When this has been completed, the customer can bring the vehicle back in for the installation of the lift. This could take a day or two if there are many customers who are also having this done.

The individual should check if this works properly before leaving the shop with and without the one on the wheelchair.

All electric wheelchair lifts are ADA compliant. This should be checked from time to time to make sure there wouldn’t be any problems for the one who is on the wheelchair.

Dangers of inaccurate or incorrect prescriptions

When people get sick, doctors will inevitably analyze the symptoms, diagnose the problem, and hand out a list if medications that can help alleviate the symptoms. For the most part, doctors suggest prescription drugs rather than over-the-counter medication. This is largely because if the over-the-counter ones actually worked, then there wouldn't be a need to visit a doctor. This situation is not uncommon and, in general, whenever a medical professional prescribes certain medications, then the recommendation is a reliable one. However, some statistics are starting to show that there in an increase in mishaps related to the prescription process. Particularly troublesome are situations that involve prescribing too many drugs to a patient and prescribing the wrong ones.

Anyone who disputes that prescription drugs are of great benefit and a medical necessity in the modern world can be considered a fool, but too much of a good thing can become a bad thing. However, according to statistics published as early as 2003, thousands of prescriptions a year are incorrect and dangerous. Most experts pile them into two basic categories: the over-prescribed, and the incorrectly prescribed. Being given too many prescription drugs to take could cause harm to the body, particularly if the given medications are too potent or might have dangerous side effects when taken together. In the event that the prescription is incorrect, not only is there a risk that the patient's condition will simply deteriorate, there is also the risk of unforeseen complications from the effects of the drugs. Statistics show that at least 21.3% of all patients are given prescriptions that are either wrong or have too many drugs listed.

One of the more common reasons for this problem is that the “illness” at the root of the problem is merely an adverse reaction to previously taken prescription drugs. The side effects of some medications can easily look like the symptoms of some diseases. For example, some of the signs of insomnia are known to be similar to the rarer side effects of some muscle relaxant medication. The doctor mistakenly views the side effects as symptoms, which prompts him to prescribe more drugs to combat an illness that isn't actually there. Of course, this is not always the case.

In other instances, the problem stems from the fact that a more preferable alternative is present, but the doctor instead recommends one that is not perfectly suited to the problem. There are various ways by which any given drug can become inappropriate. The patient may have allergic reactions to one or more of the chemical components of the given drug. The prescribed may be posed as an alternative to a better drug, or better suited to treating a different (but similar) condition. In a few cases, the commercially available doses might be too much, or too little, for the patient in question. In fact, incorrect dosages are among the primary problems that some patients face with regards to the safety of their prescriptions.

There are various other instances where the prescription might not be right. Regardless of how the incorrect information came about, the end result is always the same. There is an increased risk of side effects and damage to the patient, which is exactly what most doctors would prefer to avoid. The problem can only get worse as more people pop pills.

Keeping well when monsoon dwells

First showers of monsoon are heartily welcomed by everyone after experiencing the scorching heat of summer. But monsoons reduce the immunity of our body and make us susceptible to many diseases which are commonly associated with this season. It is time for us to keep our body resistant against diseases by boosting our immunity and taking precautions against these diseases.

The diseases associated with monsoon are malaria, jaundice, gastro intestinal infections like typhoid and cholera. Apart from these, viral infections like cold and cough also make their presence felt.

Puddles of water formed due to rain become breeding grounds for mosquitoes which spread diseases like malaria and dengue fever. As a precautionary measure against mosquito bite born diseases one can use mosquito net around the bed which is better choice to mosquito repellants like mats and coils. A mosquito repellant cream is the best choice when you are away from home. Fumigating the house with smoke of dried neem leaves in evenings for 1-2 minutes is an excellent ayurvedic method to keep mosquitoes away.

Pollution of drinking water during monsoon is very common. It is very necessary to drink clean and pure water when water borne monsoon diseases like diarrhea and gastro intestinal infections threaten us. Drinking boiled water at home is strongly recommended to tap water. Prefer mineral water of government certified companies when you are away from home.

Walking in dirty water during rainy season leads to numerous fungal infections which affect toes and nails. Diabetic patients have to take a special care about their feet. Always keep your feet dry and clean. Avoid walking in dirty water. Keep your shoes, socks and raincoats dry and clean. Drying clothes with fumes of loban and dry neem leaves is recommended in ayurvedic texts.

Precautions have to be taken to prevent dampness and growth of fungus (mold) on and around the house where asthmatic patients live. Avoid fumigation in case of asthmatic patients.

Ayurvedic Tips to increase body immunity and preventing diseases of monsoon.

1. The digestive system gets weakened due to dehydration in summer. This leads to low digestive power. This is further weakened by vitiation of doshas and dhatus due to monsoon. Hence following diets which increase power of digestion and strengthen the digestive system would be beneficial in rainy season.

• Light foods prepared out of old barley, rice and wheat.

• Sour and salted soups of vegetables.

• Drinking boiled and cooled water mixed with little honey.

• Consuming little quantity of wine prepared out of grapes.

• Adding ginger and green gram in daily diet.

• Eating warm food.

2. Avoid the following

Sleeping in daytime.

Over physical exertion.

Over exposure to sun.

3. Always keep the surrounding dry and clean. Do not allow water to get accumulated around.

4. Keep your body warm as viruses attack immediately when body temperature goes down.

5. Do not enter air conditioned room with wet hair and damp cloths.

6. Dry your feet and webs with soft dry cloth whenever they are wet.

7. Wash vegetables with clean water and steam them well to kill germs.

8. Avoid eating uncooked foods and salads.

9. Drink plenty of water and keep your body well hydrated.

10. Do not allow kids to play in stagnant polluted water filled puddles.

Ayurvedic Home remedies for Monsoon diseases

1. Apply castor oil or sesame oil for cracked feet and skin.

2. A freshly prepared paste of turmeric, neem and sesame seeds is recommended in ayurveda for fungal infection between toes.

3. Drink a glass of warm water mixed with a tea spoon of honey in empty stomach. This flushes out accumulated toxins.

4. Freshly prepared radish juice is the best remedy for cold.

5. A pinch each of long pepper powder and rock salt mixed in warm water reduces cough

6. The following home recipes can be used as home remedies for digestive disorders of monsoon

In Indigestion

Ingredients:

Rice-1/2 cup

Water -4 cups

Long pepper - 2or 3

Ginger -1’’

Method of preparation:

Cook rice with recommended quantity of water with crushed ginger and salt. Powder long pepper and fry it in a spoon of cow’s ghee and add it to gruel. Consume this when it hot. This is very light to digest and relieves colic pain.

In Diarrhea

Ingredients:

Rice -1/2 cup

Water – 4 cups

Ginger paste – 1/2 spoon

Salt to taste

Pomegranate juice: Ѕ cup

Method of preparation

1. Cook rice with recommended quantity of water with ginger paste and salt

2. Add pomegranate juice when the gruel is warm. This gruel rehydrates body and supply energy . This soothes inflamed walls of intestine and controls bowel movements.

In flatulence

Ingredients:

Ѕ cup of rice

4 cups of water

Haritaki (Terminalia chebula) - powder-1/2 spoon

Roots of pippali or long pepper

Ginger paste -1/2 spoon salt to taste

Method of preparation

Cook Rice, haritaki powder , roots of pippali and water together. Add salt to it. Consume this when it is warm. This relieves flatulence and regularizes the bowel movement

Thus precautions coupled with care really help you to enjoy monsoon. Have a healthy and safe monsoon.

How to find hot selling products

How do you find good products that will sell online? First thing we need to do is understand what type of products people already have an interest in buying. Finding a product with high demand is the most important part in finding a good product that will sell, also check out the competition for that product. If there are a million website already trying to sell that exact same product then your chances of being successful with that product are pretty slim.

So how do I find products in high demand with little competition? This is the question I hear most often from people trying to profit from selling products online. Well the truth is your only choice is to do some research. There are all kinds of twists and turns along the way that may lead you to think you have a high-demand product or idea. We must be able to comprehend and satisfy the need, wants and expectations of our customers on a certain product that they're trying to buy. Those three things are the necessities in a purchase. Needs are the basic reasons or the minimum requirements consumers are looking for in a product or service. Wants are the determining dimensions among many choices. Expectations, on the other hand, are values or intangibles related with a product or service. Expectations are actually part of wants but they become extremely important when products or services are not differentiated.

The next step is finding the level of competition for your new found product or service. While companies would naturally define its target competitors, it is actually the consumers who ultimately decide the competitive frame, or the list related products or services that consumers consider when exercising their purchasing power. We must therefore choose the market segment where we can have a potential leadership or at least a strong challenger role. Because the overriding objective of getting into this business is not just to satisfy the needs and wants of our customers but to do so profitably better than his competition. Otherwise, our competition will end up satisfying the customers better than our own interest.

Third factor to be considered in finding hot selling products is finding out the general interest level about the product. General interest in a product helps us to gauge where our demand and competition numbers fall into the big picture. Simply saying, if there isn't much demand for the product, and there isn't much competition, it would seem that it might not be good a good put up for sale. But the research doesn't stop here; there is one last thing to be considered to exactly find the hot selling products that you've been looking for. We must also learn how others are advertising those products. If there are a good number of them doing so, it may mean that it's a good product to get into. Coming to the last phase of the process is analyzing and evaluating all the information that has been collected. We have to look at all of the data we have collected on demand, competition, and advertising, and make decision as how they all balance out.

And here are several factors or aspects that must be measured: (a) not enough demand means not enough people are going to buy (b) too much competition means not enough of a profit to go around (c) too much advertising drives up the price of pay per click ads, and competition as well (d) not enough general interest, combined with low demand, means there may not be a good market even if there is competition trying to make the sales.

Life insurance explained

In the world today money is the most essential necessity of an individual’s life. It is almost impossible to dwell without money. This is why a person tries to earn maximum possible during his lifetime to provide a decent living to himself and his family. But what if the sole earning member in a family dies? Who will provide financial aid to his family and how? Though there are quite a few answers to it such as will, leaving a legacy behind etc. But the best and foremost option meant for the high as well as the low is a life insurance policy. A life insurance policy as the name suggests not just insures your life but is also the smartest and the most far-sighted way to secure life of those whom you love.

Any individual can take a life insurance policy. In case of children, their parents are supposed to pay the premium. There are policies for different amount. The premium also varies accordingly. A life insurance policy for $50,000 will be charged higher than one for worth $25,000. But besides these the premium also depends on many other factors. The topmost is the age of the individual. A 70 year old man will be charge with a higher premium than a 30 year old individual. Also lesser quantity of risks will be covered in case of the former in comparison to the latter. Alongwith age the occupation and lifestyle of the policy taker also matters a lot. A person who throws his life into danger daily (for example one who is a sky-diver) will have to pay more premium than one leading a simple life. Moreover an alcoholic, heart patient etc. will find his life insurance policy to be more expensive than a strong and healthy individual of the same age.

It is always the choice of the individual which insurance policy to take and from where. This depends on the needs and aspirations of the individual. for instance a person who is supposed to be survived by 5-6 successors or beneficiaries, usually opts for a policy with a good sum of money.

Broadly there are 3 different forms of life insurance policies.

1. Whole life policy - this policy is one where the amount of premium the policy taker requires to pay does not alter with time. The amount of the premium id decided once at the time of taking the policy. This type of insurance enables the policy taker to have some cash-build up during his lifetime that can be either used during the course of the policy or after his death to increase the benefit.

2. Term life insurance begins with low premiums initially. the premium amount increases with the age of the person. since there is no cash build up in this policy, there are no chances of an increment in death benefit.

3. Variable life policy is akin to the whole life policy i. e. the premium is fixed once and for all. The only difference here is that in this policy there should be cash build up as long as the various mutual funds the policy taker has opted for, do well.

Credit card penalties

What’s the thing that seems to always happen every time you are finding it difficult to meet your credit card payments? You get slapped with a penalty fee. These fees or penalties seem to always happen just at the very moment you need them least. Someone once described a banker as a man who will lend you his umbrella, and then ask for it back as soon as it starts raining. This seems typical of many people’s dealing with the financial services industries.

What are the reasons that you can be hit with a penalty from your credit card provider? Well the most common is that you fail to make your minimum payment on time. This is by far the penalty that most people hate the most and the one that seems to hit customers at the least convenient times. There are other credit card penalties that can occur for various administrative breaches you commit such as writing a credit card check that bounces, or going over your credit card limit.

There are a number of reasons why you may commit one of the acts that cause credit card penalties to be applied to your account. If it is a first time occurrence or a once off, you may be able to call your credit card provider and request them to waive the fee in this instance. They are only likely to do this if you have been a customer of theirs for some time and have been good at keeping your payments up to date. However, it is always worth asking as many credit providers do allow their employees to give once off good will gestures to customers.

It is generally good practice to take the maximum of care to avoid costly credit card penalties. One of the best and most effective ways of doing this is to arrange to have your credit card paid by standing order or direct debit. Obviously this is only a real option if you are certain to have enough money in your bank account, as if you do not, you will not only receive a penalty from your credit card provider, but will probably face another one from your bank!

However, if you can afford at least your minimum payment each month, and most customers can afford at least this much, then you should consider this option as it means your bill will be paid on time every month and you will not have to worry about incurring a late payment credit card penalty ever again.

Hair weaving and hair grafting

What is hair weaving?

It’s the science of weaving or braiding human or synthetic hair to the roots of existing, healthy hair so that it grows along with natural hair, thus giving the impression of a thick growth. It’s also called hair integration or hair intensification. It’s a procedure appropriate for people with thinning hair. It’s not something that requires a hospital visit; it’s usually done in salons as a temporary procedure.

How does it work?

Two or three shafts of hair natural or synthetic are woven into the root area. Some of the natural hair is woven or braided together to act as an anchor, to which the add-on tufts are sewn, woven, knitted or glued. The extensions have to be repositioned every five or six weeks as the natural hair grows out.

Sounds Complex.

It is. Apart from the sheer tedium of repeated ‘surgeries’, the procedure stresses the existing hair as well. Also, keeping the scalp and hair clean is a problem, as vigorous washing could loosen the new hair. The American Hair Loss Council advises the procedure only for people with plenty of healthy hair, and that too, for periods not longer than a few weeks. A patch test is essential to ensure the person undergoing the procedure is not allergic to any of the adhesives or implants used.

Implants for the hair

A non-surgical implant is the dressed-up term now used for a simple procedure that has been upgraded over the years. Actually, a non surgical implant describes the attachment of a hair system to existing hair with surgical glue, and subsequent trimming to ensure the add-ons blend with natural hair.

What about more long-term solutions?

Hair Graft. This is the most popular surgical method, but it can be done only on people who are partially bald. The results are permanent and can be achieved in four or five sittings. The procedure involves removing hair follicles from the back of the head (where the growth is the most persistent) and implanting them on the pate. This hair grows naturally, requiring no follow-up action. It’ll never resemble a thick mane, but it’s presentable.

Tissue Expansion

It involves implanting silicon balloons with hair bearing skin on either side of the head. The implants are inside the skin over the ears so that the hair bearing part of the head expands. The expansions are then re-grafted in front of the head, so the hair appears to grow naturally from there.

This calls for two surgical procedures, one at the time of implantation and the other for re-grafting.

Any drawbacks to the surgical procedures?

There may be swelling, bruising or mild pain inhibiting normal activity for a couple of days after the procedure. There may also be numbness on the back of the neck, from where a strip of skin is removed. Also, it’s important to remember that individual hair types and characteristics - such as wavy or curly hair - affect the results.

Bad debt secured homeowner loans right way to cheaper finance

People having bad debt find availing loan difficult as lenders doubt their intentions towards clearing loan. Such borrowers however may take resort in secured option in taking loan. Bad debt secured homeowner loans are especially designed for people reeling under debt. The loan is available without hassle because lenders first secure it. Bad debt secured homeowner loans can be utilized for variety of purposes including renovation of home, buying vehicle, paying for medical bills, enjoying holiday trip. The loan can also be put to effective use in clearing previous debts.

Lenders provide bad debt secured homeowners loans against the borrower’s home which is placed with the lender as collateral. The borrower must have a title to the home as the lender will demand its property papers which are returned when the loan is fully paid back. After the loan is well secured, bad debt of borrowers does not count much in taking the loan. However, before rushing to the lender, if easy debts can be cleared it makes good impression on the lenders that borrower is serious towards clearing bad debts and lender may offer bad debt secured homeowners loan at better terms and conditions.

The home as collateral plays crucial role in deciding over loan amount and interest rate. It is the equity in the home that lenders look for in case greater loan is asked. Usually lenders provide bad debt secured homeowner loans in the range of Ј3000 to Ј75000. To calculate equity, market value of the borrower is found out and the mortgages present in the home are deducted. Despite bad debts, higher equity enables borrowers in taking higher loan amount. Lenders may offer 70 to 80 percent of the equity as loan.

Like any other secured loan, bad debt secured homeowner loans come at lower interest rate and that is why the loan is considered cheaper option. But here again, higher equity in collateral enables in availing the loan at further reduced interest rate. A vast comfortable repayment term ranging from 5 to 25 years is made available to borrowers opting for bad debt secured homeowner loans. This larger duration goes long way in regaining financial health and lost credibility. One should consider that longer repayment term results in lower outgo towards monthly installments that may save you money.

One effective way to take bad debt secured homeowner loans at low cost and better terms is to search for the right lender online. Numerous lenders respond to the online loan application without charging any fee for either providing related information or for processing application. One can pick up the loan package having lower possible interest rate and other easier terms.

Bad debt secured homeowner loans is a product especially designed keeping in mind bad debt of borrowers so that loan availing may not be a bitter experience for them. The loan also is an opportunity for borrowers to improve financial health and regain lost credibility.

Delivering hook techniques in bowling

Bowling is a sport and leisure activity that involves creativity and discipline. To be able to perform well, one should be familiar with the different movements and techniques in bowling.

Bowling has been a sport for many centuries. As the years passed changes evolved and modern bowlers are now able to execute different techniques and strategies. They have started making movements that create sharp angles to the pocket that are able to hit the pins with maximum energy.

With the variety of modern balls available, bowlers are able to create styles that help them hook the balls. Bowling balls that are designed today are able to provide stronger and better hooking capacity.

Here are some tips to help in learning the hook techniques:

1. It is necessary to choose the right ball. The size and weight of the ball should be perfect for the body and capacity of the bowler so that he can execute properly. If the ball is not right, then it will not get to the target.

2. A good grip of the ball is essential. He needs to hold the ball with the two fingers of his dominant hand - if he is left-handed, then he can handle the ball with his left hand and vise versa. Other players will tuck their "pinky" finger under the ball to add force and support when releasing it.

3. The player needs to focus on the lane and concentrate where he wants it to cross. He can make use of the arrow markings of the lane to help him visualize where he would like the ball to roll.

4. Perfect timing for the release is needed. He can take four steps making the third step a half step. This will insure that he gets the right position. While doing the steps, the player will swing the ball at the same time he is stepping and then release the ball at the exact time the ankle touches the ground once he starts sliding. The ball should be released at the end of the slide.

5. The last step is the swinging and releasing of the ball. If the player would like to execute the hook, then he should make the ball rotate while it is rolling down the lane. This is done by bending the elbow while swinging and then straightening it at the time of the release.

When practicing the hook technique for the first time, the bowler should take extra care to prevent injuries. Beginners are advised to practice with an experienced bowler so that they may be taught of the proper movements and execution.

Mediterranean diet and the south beach diet a detailed comparison

Good health and longevity interests people of all ages from around the world. As a result, the weight loss and fitness industries have been booming for years. There are so many diets that those seeking help with their weight loss or health needs don't know where to turn.

Two diets that have become extremely popular recently are the Mediterranean Diet and the South Beach Diet. Here's a detailed comparison of both diets.

Mediterranean Diet Explained

The Mediterranean Diet is often called "The Healthiest Diet in the World" because of its healthy weight loss benefits. Just as the name implies, the Mediterranean Diet has been enjoyed by people who live in the Mediterranean region, particularly Italy and Greece, for thousands of years and is now being adopted by many Americans and others around the world.

It is a diet low in saturated fat with healthy mono-unsaturated fats being provided through fish, nuts and olive oil. It features foods such as dried fruits, vegetables, whole grains, small portions of meat such as salmon, turkey, lamb, and tuna, and a small amount of wine.

The Mediterranean Diet is known for its many benefits such as help in the prevention of gallstones, breast cancer, heart disease, high blood pressure, Lou Gehrig disease, high cholesterol, and other diseases.

South Beach Diet Explained

The South Beach Diet is a newer "no carb" type diet where carbohydrates are prohibited during the first phase of the diet, and then are slowly introduced back into the diet after two weeks. There are three phases all together, with the third being for maintenance. The focus is on lean meats such as chicken, turkey, shellfish, and fish as well as nuts, eggs, and low-fat cheese. The benefits are weight loss with a long-term balanced diet plan to help with weight maintenance.

How the Diets are Alike

The similarities of these two diets include eating restaurant quality recipes and promoting healthy monounsaturated fats. Both diets are low in unhealthy saturated fats. The unhealthy fats are found in cheese and meat. Both diets promote healthy foods. Both provide an avenue for fast weight loss with a plan for lifetime maintenance. Also, both diets offer online support and memberships for delicious diet recipes. For instance, Ayhan's Mediterranean Menu Plans are available for those who want to change over to a Mediterranean way of eating.

How They Differ

With the Mediterranean Diet, alcohol (especially wine) is allowed in moderation. It is prohibited in the first phase of the South Beach Diet. The Mediterranean Diet is high in fiber while the South Beach Diet is low in fiber during its initial phase.

Portion control is the main focus of the Mediterranean Diet while the South Beach Diet restricts "what" is eaten by prohibiting certain fruits and vegetables. Another major difference is that those who adopt the Mediterranean Diet may order foods, dressings and seasonings online for their cooking needs. The South Beach Diet does not offer products such as these.

The South Beach Diet has only been around a few years while the Mediterranean Diet has been around for thousands of years. Studies have shown that those eating a Mediterranean Diet have less risk of major diseases and can even increase longevity.

In this comparison, we see that both diets offer health and weight loss benefits. However, the Mediterranean Diet appears to be better for long-term good health and has fared well in many studies.

Save energy money and the planet every day. simple steps make a difference

At a time of record-high energy prices and increased attention to global warming, nearly everyone is looking for ways to save energy, save money on utility bills, and help to protect the environment.

Here are simple actions you can take this Earth Day, and all year round, recommended by the U. S. Environmental Protection Agency.

1. Look for products that have earned the Energy Star® for energy efficiency. Energy Star-qualified products prevent greenhouse gas emissions by meeting strict energy efficiency criteria. The Energy Star label comes on more than just appliances-look for the government-backed symbol on electronics, lighting, ceiling fans, dehumidifiers, room and central air conditioners, and many other products.

2. Replace your five most frequently used lights, or the bulbs in them, with energy-efficient, compact fluorescent models that have earned the Energy Star. This action alone will save you $60 a year.

3. Cool your home smartly-Get your cooling system ready for summer by cleaning or replacing air filters, and having a contractor do a preseason checkup in the spring. Proper maintenance keeps your system running at peak performance and can help you save energy dollars this summer.

4. Seal up your home-Adequate insulation and home sealing can help you save on cooling bills and improve your home's overall comfort when it's hot outside.

5. Share these tips with friends and family. Help spread the word that energy efficiency is good for our homes and the environment.

Most people don't realize that the average household can be responsible for nearly twice the greenhouse gas emissions as the average car. These simple steps will help you save energy and money, while also contributing to a better environment for your family and community.

7 creative ideas to keep dinner interesting

When it comes to the nightly meal of the day – dinner meals easily become a victim of repetitive entrees and side dishes. Some individuals and families find themselves stuck in a rut, preparing some of the same meals on a weekly basis – fish on Friday, Meatloaf Monday, bland corn, white rice, and lifeless mashed potatoes. To keep dinner fun, fresh, and in many cases, exciting – there are plenty of ways to stop the boredom that comes with fixing and eating the same dishes. A few ideas include:

1) Try New Recipes

Whether you scan the cookbooks lining the library shelves or browse the infinite number of online resources, there are plenty of recipes awaiting the eager cook. New recipes add excitement and new flavors that not only add spice to the dining room table, but also awaken the taste buds. You never know if you don’t like something if you never try it. Why not experiment with veal or make your first gumbo?

2) Try New Ingredients

Sometimes you can transform an old favorite by simply substituting the ingredients you normally use. There are thousands of different spices, meats, vegetables, fruits, sauces, and other cooking ingredients that you are unaware of. This is also a great chance to explore some of the different worldwide methods of cooking, as you consider the use of cilantro, rose petals, Adobo, hummus, and oyster sauce.

3) Theme Night of the Week

To spice up the dinnertime you have grown accustomed to, theme nights create a great break from the norm. You may select a day of the week that is especially set aside for a particular theme of your choice, such as "Dinner and a Movie." When preparing a mealtime your family will never forget, you may choose to explore another culture. A few theme night feasts may include: Italian (pizza, cannoli, lasagna); Asian (spring rolls, chicken stir fry, fortune cookies); Middle Eastern (pita sandwiches, falafel); or French (croissant sandwiches, quiche, crepes).

4) Breakfast Food At Night

When you're tired of the meat and potatoes dinner, there is nothing wrong with setting a hot, stack of pancakes on the table for the last meal of the day. Omelets, waffles, French toast, scrambled eggs and bacon, all make great selections for a dinner that breaks from the norm.

5) Fun Presentation Ideas

Perhaps the things you cook for dinner taste great and are crowd pleasers, but you want to step up the level of enjoyment. Enhanced presentation of food not only heightens the interest of the meal, but also gets the conversation going around the dinner table. One of the most attention-grabbing ideas for meals includes fruit and vegetable carving, where radishes, apples, oranges, and melons become works of art. Sometimes, dinner plates may showcase a bright explosion of foods, arranged according to the colors of the rainbow.

6) Decoration, Decoration, Decoration

To encourage a more enjoyable dinner meal, decorating the dining room table is a great way to boost the level of delight, including colorful napkins, inviting candles, fun silverware choices, decorative tablecloths, new cups and glasses, or beautiful spreads of flowers and plants.

7) Change The Scenery

Sometimes the food served during dinner isn’t the boring part of mealtime, but the monotonous seating and setting at the dining room table sometimes becomes the problem. To change up the scenery, make arrangements to have a picnic dinner, gather on the patio to watch the sun set over a delicious home cooked meal, or plan a laidback feast to enjoy in the family room. Why not hold an outdoor Hawaiian luau, where the backyard is transformed into an island paradise with roasted pineapple, grilled food, and leis?

Overall, if you think coming up with your own creative meal ideas is hard, there are plenty of cooking resources and meal planners to consider. For example, to help cooks keep dinner interesting, culinary exploration reports offered at Menu Planning Central help add life, creativity, and imagination.

Tips for keeping your money safe while on vacation

When it comes to spending money on vacation you have three main choices. Credit cards, cash, or traveler's checks.

Credit cards are the safest way to pay for your vacation. If they are stolen you have limited liability and they are easily replaced. The ability to dispute the charges with the credit card company give you protection against poor merchandise or service.

Many transactions such as hotel reservations and car rentals are impossible without a credit card. When traveling overseas you can usually get the best exchange rates using your plastic but beware. The credit card companies have been charging high fees for the privilege and usually don't tell you ahead of time.

The downside to credit cards is they can be unreliable, especially overseas. You can be in for a real hassle if your card is declined by the merchant or a foreign ATM machine. The chances of this happening are real and increase dramatically when traveling to second and third world countries.

When you use your credit card, don't let it out of your sight even if it means following your waiter to the register. Before you put the card back in your wallet make sure that it belongs to you.

Cash is the most reliable way to carry money but of course, it is the least safe. American cash is accepted everywhere and you can often haggle for better prices with cash.

But there are many dangers when carrying cash. The most obvious is that it makes you a target for thieves. Don't flash it around.

Hide your cash on your person but not in a waist money belt. Find or make a pocket on the inside of your clothing where it is difficult to get at. Then keep a small amount in a spare wallet for your walking around cash. You can keep one credit card in with the cash and it doesn't hurt to throw in some other expendable junk to make it look good. This is what you hand over if you are robbed.

Don't keep all your cash on your person. Hide some in your personal belongings. Be inventive about finding good hiding places. The hotel safe is a good place to stash a portion. If you spread it around then you won't be cleaned out in one shot.

Travelers checks are arguably the best way form of money for your vacation with. You can use them almost as readily as cash and they can be easily replaced.

The best way to handle your vacation money is with a combination of all three methods. )

Universal law series - law of correspondence

If your life is not the way you want it, don't blame the people around you or your circumstances. Look inside and know that you and you alone have created your reality!

This is the last of seven articles in the series covering the core seven Universal Laws. The focus of this article is the seventh Law – the Law of Correspondence.

Law of Correspondence

The Law of Correspondence tells us that our outer world is nothing more than a reflection of our inner world – as within, so without.

This is an extraordinary principle and really says that our current reality is a mirror of what is going on inside us. If our outer reality is unhappy, chaotic or unfulfilling it is a direct result of what is happening inside us. If we have low self-esteem, feel badly about ourselves or constantly feel anger, hatred or loathing, then our outer world will be a place of turmoil.

The truly sad thing is that it becomes a self-perpetuating situation – we feel badly about ourselves and our outer world is unhappy. The worse the outer world becomes, the worse we then feel about ourselves, which has a direct impact on our reality. To escape from this treadmill, it is critical to shift our paradigm.

Nothing in our outer lives can change without first making changes on the inside. In fact, the basis for all self-help is ‘change from the inside out!’ It does not matter one iota what we change on the outside, if we haven’t done the work to change on the inside. Our reality will continue to evolve so that it is a reflection of our inner beliefs and world.

In all cases, our outer world reflects our inner world in every way, shape and form. If we desire change in our outer world, we must first change our inner world – our thoughts, beliefs and attitudes. Stated another way, our current situation is a direct result of the way we think. If we want to shift our paradigm, then we must change the way we think!

We have total and complete control over only one thing in life – our thinking. It is not until we change our thought patterns to focus on what it is we truly desire, that we can effect meaningful and lasting change. This is difficult for most people to accept, as blaming others for the things that are wrong in our lives has become common practice. Let’s face it – it is much easier on our egos to blame someone else for what is wrong in our lives, than it is to accept the responsibility!

The truly wonderful thing is that by taking control of our minds and thinking, we take control over all other aspects of our life. This is the key to personal happiness, freedom and peace of mind! By focusing exclusively on what it is that we truly desire, and by eliminating all thoughts of what we don’t want, we can begin to shape, mold and build our lives to our own specifications!

What You Can Do

There are three things that you can start doing immediately that will help you to begin to build the life you desire:

1. Take a hard and objective look at your current reality - career, relationships, health and financial situation. Ask yourself the question “How are my inner thoughts and attitudes being reflected in my outer world?”

2. Take full responsibility for whatever is happening in your life, be it good or bad. Begin today by making the choice to change your thinking.

3. Begin to visualize the world that you truly desire and focus your thoughts on this. Ask yourself the question “In order to achieve this ‘outer world’, what changes will I need to make internally?” Whatever the required changes, take action today to start making them!

Understanding the Law of Correspondence is the first step towards taking control of your life. If you want positive change, look inside first and remember:

Change the quality of your thoughts and you will change the quality of your life!

Travel bag shopping for yourself

Travel bag shopping can be time consuming as well as you need to do a lot of market research before choosing a traveling bag for yourself. There are lot of ways where you can save time and energy in doing market research for travel bags since internet now provides us an interesting option of shopping of travel bags from home.

So are you short of time but you have been asked to go for an important business meeting next week and you need to buy a travel bag? Yes, it has happened so many times with so many of us. The most interesting option to do some market research first before going in for a travel bag is to sit at home in front of the computer and do some market research.

There are hundreds of sites on the internet that market travel bags and traveling related items. These sites are quite well researched. Some of these sites also have special offers on luggage from the manufacturers itself therefore offer fabulous discounts on the products.

These sites are good for carrying out a market research since, these mention the type of luggage carriers, and their costs simultaneously with each item. There are also photographs presented of these items so that you get the idea of what it looks like. The sites also give details about the bags and the carrying capacity if you are interested in these particulars too.

Plus, as many sites you browse you will notice that many styles of luggage, some specialized items sites that provide you will stylish, elegant products. Almost all these sites provide comparative prices. So you will get the general idea of what an item is being priced at.

If you do not believe in shopping over the internet, you can for sure get the general idea of the price of the item that you are intending to buy. Moreover, you can buy the same item at a local shop and ask for a price that would be comparative with the prices mentioned on the internet.

Plus, you can also find luggage which will show you huge amount of style and elegance. This luggage is an eye-catcher and a must have for a fashion conscious person. The the more you search the internet there are chances that you will find more information about travel shopping, thereby preparing you for shopping over the internet.

Consolidation loans for tenants- empowering tenants with a method to counter debts

Tenants are persons who are residing in a rented apartment. They do not have a home of their own. Cities have a larger population of people who have been living as tenants. Debts are as much a menace for the tenants as it is for the homeowners. Tenants have been seen to fall more frequently in debts than homeowners do. Tenants are new to their trade and have a relatively lesser income. A major part of it goes in the form of rent, thus making them dependant on advances. Debts that have been incurred through an injudicious use of advances can be met through consolidation loan.

Consolidation loan for tenants is generally in the form of unsecured loan. Secured consolidation loans can also be availed if the borrower is willing to back the repayment on certain other assets like aurtomobile. Home induces a greater degree of faith on the borrower than any other asset like automobile. It is for this reason that the terms offered on home backed debt consolidation loans are better than those backed on automobiles. Those who are opting for unsecured debt consolidation loans will not find its terms competitive, and much more dissimilar.

However, this is characteristic of unsecured debt consolidation loans. Held secondary to secured consolidation loans, consolidation loans for tenants increase the lender’s exposure to risk. This is because the lender cannot stake a direct claim to any asset of the borrower in case of non-payment of consolidation loan in full. Though the amount can be recovered through litigations, there is not a guarantee of recovering the entire amount. This is because unsecured creditors come second at the time of receiving payments in case of bankruptcy.

Consequently, the terms of the unsecured consolidation loan are designed in order to incorporate these risks. The tenant may not be able to get the desired sum for consolidation loan. Different lenders have different lending policies. Searching with several lenders allows you to reach more or less the figure of your choice.

The principal difference may be noticed in interest rate. The interest figures will be slightly higher than what the regular customers have to pay. Again, proper search will enable tenants to distinguish between offers that have been intentionally pegged at a higher rate of interest, and offers that are properly priced.

How do consolidation loan for tenants improve the debt situation? The modus operandi utilised in the settlement process is simple. A single loan called consolidation loan for tenants replaces several debts of the tenant. Though the process is simple, it needs an expert guidance so that debts are successfully brought to extinction. The expert guidance is provided by the consolidation tenant loan provider. With years of experience in the field of debt settlement, they are in a better position to suggest ways and means to deal with the debts.

Most consolidation tenant loan providers will volunteer to help in the debt settlement process. The facility is optional and borrowers can themselves acquire the resources and pay off their creditors. However, the process can go haywire because of the lack of skills to suit the purpose. Loan providers being skilled in the negotiation can save the tenants from paying the entire debt to the creditors.

Application to consolidation loan for tenants has been made easy by loan providers. Loan application is available online and a borrower can fill it as and when he gets time; even in the night when most of the loan providers must have shut shop. The applications will be processed first on the other working day. Some banks and financial institutions work on a 24-hour shift. Therefore, whatever be the time the application is made, it is instantly sent for processing. Thus, online applications have contributed to a faster approval of consolidation loan for tenants. Since consolidation loan for tenants is an unsecured loan, the approval process may not be protracted. Time-consuming processes like property valuation have been made unnecessary. Thus, the time within which a tenant can have consolidation loan is lesser than what a homeowner can have in.

Consolidation loan for tenants appear taxing in comparison to the debt consolidation loan provided to homeowners. However, a proper appreciation of the reasons behind the dissimilar terms shows that it is not so. Borrowers however, do have to keep a strict vigil on the loan provider so that they do not include unwarranted costs.

Poodles one adorable dog in many convenient sizes

People love their poodles! A very popular but often misunderstood breed of dog, the poodle has been with us for centuries. Artifacts from ancient Egypt and Rome have been found bearing the images of poodles engaged in such activities as herding animals, retrieving game animals (small game animals, of course – especially birds), and assisting the dragging of game nets. In fact, the intentional breeding of various sized poodles (the American Kennel Club or AKC recognizes three sizes of poodles – Standard, Miniature, and Toy – which are all considered to be the same breed) likely dates back hundreds of years as opposed to other types of dogs which were bred this way only recently. Suffice to say that there have been oodles of poodles roaming the Earth for a very long time.

Defining the Poodles’ Sizes

The three sizes of poodle have distinct definitions according to the AKC. For purposes of competition in dog shows, the different sizes are determined by the poodle’s height at the shoulder. Standard poodles are defined by being taller than fifteen inches at the shoulder. Miniature poodles must stand no more than fifteen inches but more than ten inches at the shoulder, and Toy poodles must be ten inches or less. Recently breeders have been offering Teacup poodles as well. While the AKC does not recognize the Teacup distinction, most breeders consider a poodle that stands eight inches or less at the shoulder when full grown to be a Teacup poodle. Teacup poodles are proving to be very popular and fetch some of the higher prices for poodle pups.

Poodle Popularity

The popularity of poodles is particularly due to a plethora of pleasant attributes in poodle personalities. Poodles are proud dogs and usually very active. It is said that the poodle carries an air of regal dignity unseen in other breeds of dog. Some poodles, however, can be exceptionally shy while others may be very cross creatures. These are the exception rather than the rule. Generally speaking, pet poodles please people.

Primping the Poodle

Poodle grooming is nearly an art form and there are four generally accepted styles used for show poodles. These are called “show quality clips” and generally include shaping the poodle’s coat to exact specifications in some areas while completely shaving other areas. These four show quality poodle cuts are the Puppy Show Clip, English Saddle Clip, Continental Clip, and Sporting Clip. In addition to these there are five common “pet quality” poodle clips that are employed with non-show dogs. They are known as the Kennel Clip, Dutch Clip (there are two styles of Dutch clip), Bikini Clip, and Puppy Pet Clip.

For those thinking about becoming poodle owners, the AKC has plenty of information on what to look for in a purebred poodle. The can help potential poodle procurers avoid unnecessary poodle pitfalls and start on the road to a long and happy relationship of poodle puppy love.

What attracts women 101

It has been a well accepted fact that men are basically clueless to whatever it is that attracts women. In fact, some reports contend that women are so hard to comprehend that even if men master how to decode their body language, still, they just could not understand women, in one way or another.

According to some studies, 3 out of 10 men are can attest that they really understand women.

The remaining 7, you ask? They are out in the haystack finding needles. This means that almost 70% of the men population in the U. S. contends that whatever they do, they still could not figure out how to understand women.

For this reason, men are having a hard time to figure out what attract women sexually and romantically in a relationship. 6 out of ten men attest that women are so unpredictable that what they thought women are attracted to, they suddenly realize in the end that it is not the right things after all.

So for those who are still confused, dazed, and perplexed on what attracts women, here is a list that could serve as your guide if you want to know how to catch your girl’s attention:

1. Women are not attracted to “nice guys”

There are instances wherein some guys thought that in order to attract women, they must be good looking, smells really good, dress really good, and projects a goody-two-shoes image.

What these guys do not know is that, in reality, women are more attracted to men who project “bad-boy” image rather than those who are nice. This is because most women find nice guys relatively boring and uninteresting as compared to those who are funny and confident about themselves.

Surveys show that 30% of women value personality most. Though, this does not necessarily mean that women prefer nice personalities. What women would rather have are men who have lovable personalities brought about by their sense of humor and confidence.

The point is that some clinical studies done to uncover the truth about men and women revealed that men are, generally, more concerned with their looks, while women are more into the character and the way men behave around women.

2. Women are attracted to things that cannot be initially seen by the human eye

This goes to show that innate things, those that are not constrained by physical boundaries and limitations are what really attract women. Women are more concerned with what they cannot see literally. This could refer to personality traits, behavior, and attitude.

No wonder why most women would rather date a man who has good personality even if the guy is not good looking or he does not have a car.

3. Women are more attracted to men who knows how to handle themselves quite well

The problem with most men is that they are very egoistic that they are more focused on what the public would see them.

On the contrary, women are not so much on what makes a man but rather on how man makes out of himself. For instance, women are not concerned on the physical attributes of a man but more on how the man takes care of his body.

Another example, if a particular man is rich and famous, it may hold some possible attraction between the man and a woman. However, this will not guarantee that women will opt to have the rich and famous for a relationship. If the woman will be able to perceive how this man manages his finances well, then, that is the only time the woman will pay attention to the guy.

The point here is that material things like wealth, looks, physical attributes, education, influence, power, etc., still do matter. However, it these do not necessarily mean that these things are everything that a man needs in order to be attractive to women.

The truth is that in order to attract women, men must, generally, have nice attitude and personality. It is only when men make women feel that whenever women are with them, they would feel safe and secured.

Given all that, women and men view of the concept of attraction varies considerably. This goes to show that if ever a man would like to attract a particular woman, he should set aside his own point of view and interest, and instead, try to work out in order to catch the attention of the woman.

7 kitchen design ideas

Kitchens have evolved a lot over the years. Once found only in the rear of the house, today's kitchen design takes the kitchen out the background. The challenge for kitchen design is in creating a more open-faced kitchen, that is part of a dining area, a family room or a great room.

In deciding on how to design your kitchen, you must take into consideration such things as: will your kitchen have an island? Will it be of a modern or traditional design? What kinds of appliances will you need for your new kitchen design? What kind of lighting design?

1. Kitchen as 'Great Room'

Whether you are redesigning an existing kitchen or planning a new kitchen in a new home there are some design considerations to keep in mind, such as including in an island or peninsula as part of the kitchen design. These can be used to connect the kitchen to a nearby dining area or family room thereby creating a 'great room'. A kitchen island or peninsula will allow the cook to keep in visual and conversational contact with family members or guests in the adjoining family or dining room.

2. Create a Kitchen Canopy

To give the kitchen some visible borders without blocking views create a kitchen canopy. Also a high ceiling in the kitchen can create the perception of spaciousness.

3. Using Kitchen Cabinet Color to Set Tone of Kitchen Design

Kitchen cabinets will help set the tone for the whole room. The choice of wood will influence the overall look of your cabinets. To create a light look, use a light wood such as ash, beech, birch, oak, maple, or chestnut. For medium range, select cherry. To darker kitchens, choose wood that has some color to it.

4. Plan Out Use of Cabinets and Drawers in The New Kitchen Design

Plan out in the kitchen design blueprint just how your cabinets and drawers will be used and how much space and storage you will need before you start your new kitchen design. The first thing to examine is the counter surface area. Look at where you put everything in your existing kitchen and where in your new kitchen design will these things will go in the new space. Will there be more than one person cooking at a time. If so, will there be enough room for two cooks in the kitchen to work together?

5. Use The Galley-Type Kitchen Design

As for counter arrangements, many kitchen designers agree the galley-type design to be the best in terms of efficiency with it's single aisle and counters to either side, making it easy to turn around to go from sink to cooking range.

6. Under-Cabinet Kitchen Lighting

Kitchen lighting can be an overlooked area of kitchen design. Even if the kitchen has generally good lighting, the counter areas can be somewhat dark. For these areas under-cabinet lighting can help provide more light to work in. By using simple spots or fluorescent lights a smaller kitchen can be made to look larger.

7. Looking at Countertops

Granite, marble, and limestone are all popular natural materials for use in countertops are available in many colors. Ceramic tile kitchen countertops are versatile, practical, and also available in many colors, as well as many shapes, patterns, and finishes. Solid surface countertops provide seamless acrylic faces. Solid surfaces also come in almost limitless colors, patterns, and styles, and are stain and heat resistant. Laminate countertops are more affordable but not built to last. Concrete countertops are known for versatility, as well as strength. Wood countertops are long lasting and easy to clean and repair but the wood will not withstand exposure to water and household chemicals. Stainless steel countertops lack the elegance of granite or tile. These countertops do not absorb stains, but tends to scratch easily.

5 steps to hormone health and weight loss

Our hormone health effects our bodies in many ways but one specific way is an increase in weight. Hormonally challenged women gain weight around their middle between the armpits and the top of the thighs. Often their arms are normal, their legs are normal and from the neck up they look great! Hormonally challenged men gain weight around their waists and often are on their way to developing breasts!

Estrogen is produced in our fat cells. Estrogen increases fat cells. As a result more estrogen is produced and so on and so on.

Breaking the Estrogen cycle and then going on an excellent weight management program is exactly what needs to take place.

Step One Evaluate your hormones. Find out the ratio of estrogen to progesterone presently in your body. If out of balance, we call that estrogen dominance, then you will likely have or currently be gaining weight around your middle.

Step Two Begin an estrogen-lowering program. That will include of course increasing your progesterone levels with a bio-identical progesterone cream. But hormone balancing was never all about progesterone. Modulating and balancing estrogens if found to be out of balance to progesterone is equally important to your weight loss program.

An estrogen-lowering program will include:

- Increase your fiber intake. That happens two ways: 1. Eat as much as you can by choosing fruits, vegetables and whole grains as your high? fiber carbohydrate choices and then add a fiber supplement (Fiber Source 7) to consume 30 to 50 grams of fiber daily.

- Increase the indoles (cruciferous vegetables like broccoli, cabbage, and cauliflower) in your diet. That also happens two ways: Eat as much as you can and supplement with an indole-3-carbinol supplement (EllagiGuard). Target 3 servings a day.

- Increase the essential fatty acids (EFA? s) in your diet. They are essential because the body does not make them. They help balance prostaglandin production in the body and thus help regulate estrogens.

- Increase your overall nutrition by taking extra vitamin C (Super C Crystals) and by taking a concentrated fruit and vegetable supplement (Fruit and Vegetable Essence).

Step Three Eat 40/30/30. Incorporate a new way of approaching meals purposing to eat Carbohydrates Proteins and Fats in a balanced way at each meal. When we eat balanced meals our weight will normalize, our energy levels will increase and our hormones will be in balance. More information is available in the book? The Formula? by J & G Daoust.

Step Four Get Moving. Develop a great exercise program with the help of someone who knows what they are doing. Tailor a program especially for you - one that you can do and are willing to make a commitment to keep. Most of us need to think in terms of keeping our bodies moving and staying active for the rest of our lives. Couch potatoes rarely are healthy.

Step Five Celebrate!! Men and women whose hormones are out of balance feel unwell. Men and women who have balanced hormones feel well. Achieving hormone health will increase your overall health and wellness and assist you in losing weight. You will look younger and feel younger!

Creating your own web page is easy - a tutorial part 1

:
Yes, it is easy to create a web page though you are not an IT professional or a person who is involved in IT things. A basic web page is made up of simple HTML tags or codes and HTML is easy to learn.

After going through this tutorial, you will learn how to create your own web pages for your website. This includes the following topics divided into three (3) parts:

Part 1:
Outline of a web page
Creating a web page template
Placing invisible comments to your code
Creating a single or double spaces
Creating an ordered list and unordered list
Inserting an image

Part 2:
Creating tables
Using CSS boxes as webpage layout

Part 3:
Linking other pages and other websites
Using CSS in styling your web pages

Let's discuss here the Part 1:

Outline of a web page
Creating a web page template
Placing invisible comments to your code
Creating a single or double spaces
Inserting an image

Outline of a basic web page

If you are new to html, I am now telling you that a web page is simply created with html tags. Html tags are shown as <tagname> and </tagname>. Look at the outline of a web page below:

<html>
<head>
<title>

Here you will place the title of the page. The texts here are displayed at the topmost left of a browser or web page.

</title>
<style type="text/css">

This is the place for Cascading Style Sheets or known as CSS. CSS defines the styles you will use in your web page such as font color and size of the text, background image, boxes, etc. These are effected in the body but most of the style definitions affects only those areas where you use them.

</style>
</head>
<body>

Here you will implement the layout using style definitions you have made in the "style" section. Without putting anything here the page will be blank except for the title that will appear at the topmost left of the page. You will also place here the content of your website. It may be mixed of texts, images, audios and videos.

</body>
</html>

The above must be saved as a html page with extension of html or htm. If you want to see how the above will look like on as a web page, copy the above from <html> to </html> and paste to your Notepad or equivalent. Then click File - Save as - type mywebpage. html or mywebpage. htm in File Name - Select All files as file type - Click Save. Then go to windows explorer or file manager and open the file with your browser. See? It is as simple as that. Now, don't close your Notepad and your browser. We will use that in our practice.

As an important note, your homepage or the starting page of your website must be named as index. html or index. htm. This will be first page when your website is called without specifying a particular page. Like this site, if you type freetipsandwits. com or freetipsandwits. com at browser address, it will open the index file. If you like to see it, try clicking the link to my site. You may wonder why the index file is "index. php". Well, this site is php-based but do not bother yourself with this php thing. Familiarize yourself first with html and later you may learn php, asp, jsp, cgi & more. In html, you must save your index file as "index. html" or "index. htm". Pages other than homepage must be saved with descriptive keywords using hyphen as separator. This is for search engine optimization.

Creating a basic web page template

First, I would like you to make a simple web page template. We will use this for practicing the html codes that we are going to learn later. So, in above mywebpage. html, delete all codes you typed earlier and type the following:

<html>
<head>
<title>My Web Page</title>
<style type="text/css">

</style>
</head>
<body>

</body>
</html>

Leave some spaces between style and body tags. Now, click Save icon or click File - Save. If you accidentally close this file, you can open it by searching the file, right-click it, click Edit or Open with Notepad or its equivalent. To see what it looks like on the web, just refresh the browser use when you opened the html outline a while ago.

Placing an invisible comments to your codes

I would like you to know how to place your comments on your html codes. Web developers normally put comments in some of the codes for future reference particularly for editing. It will be easy for you to find what you're looking for when you are updating or editing your html codes. This will help also other webmasters if you let them edit your codes. These comments are displayed only in raw html codes or in your html editor but not on the web page or browser page. This is done as follows:

<!-- type your comment here -->

For example:

<!-- website building tutorial starts here -->
Building your website is easy. Just learn basic html codes and you're done. Don't be afraid of html codes, they are easy to learn. When you start learning html, you will ask for more and more....and so and so forth....until you become an expert web developer.
<!-- website building tutorial ends here -->

Type the above in your mywebpage. html between body tags. You will learn faster if you retype or remake the above. But if you are in a hurry, you may copy and paste it. Save it by clicking the Save icon or File - Save.

Now, refresh your browser for the above html file. See? Yes, you can't see your comments between <!-- and -->. So, for your reference and easier editing of your codes in the future, don't forget to place your comments.

Making a line to break or creating a blank line space

If you want to break a line or create a blank line space, use this break tag <br />. See how it is used below:

This will break affiliate<br />marketing from word "affiliate".
This one will break this web<br />site from letter "web".
This one will result in a double line space search engine<br /><br />optimization from the word "engine".

You type this within the body tags of your mywebpage. html, save it and refresh your browser. Yes, the sentence is broken and second row started with "marketing" the word before the break tag. The word was also divided into two with the next row started with "site", broken from word "website". The two consecutive break tags created a double space between "engine" and "optimization".

Making an ordered list and unordered list

This is useful when you are enumerating or listing something. See the illustration below:

Ordered list

<ol>This is Ordered List
<li>Item 1</li>
<li>Item 2</li>
<li>Item 3</li>
</ol>

Now type the above in your mywebpage. html within the body tags, save it and refresh your browser and see the results. See? It's sequentially numbered. Now, here is the unordered list:

Unordered list

<ul>This is Unordered List
<li>Item 1</li>
<li>Item 2</li>
<li>Item 3</li>
</ul>

Now type the above in your mywebpage. html within the body tags, save it and refresh your browser and see the results. Now, it's not numbered. It's in a bullet format.

Inserting an image

You may place an image to your web page by inserting these codes where you like the images to appear in your web page:

<img src="your-domain-name. com/image-directory/image-file. gif" alt="image description" height="???" width="???" border="???" />

Looking at the above html codes:

"img" is the image html tag;

"src" is the source or the path of the image file with extension of gif, jpg and png;

"alt" is the alternative text description in case the browser could not display an image;

"height" and width are the dimension of the image;

"border" is the outline of the image.

Do these:
Replace the above domain name, image directory and the file name with yours.

Replace the values of "alt" with your own description. This is required for SEO or search engine optimization;

Replace the values of "height" and "width" with your preferred dimensions of your image in pixel without distorting it. The size of the image will adjust based on the dimensions you specified. Fixing the height and width of the image will make it load faster;

Replace the value of the "border" with the border thickness you preferred. 0 is no border.

To try the above, get an image from your file and copy it to the directory where your mywebpage. html is located. Now, type the above codes in your mywebpage. html but replace the src="your-domain-name. com/image-directory/image-file. gif" with src="image-filename". Then, save it and refresh your browser to see what it looks like in the web browser.

Continue with Part 2.

The skinny on an online bachelors degree in accounting

Choosing accounting as the choice of your career means that you will need an education. While there are a number of good schools to choose from, unless you are single, and don't have a job, the easiest way to go would be to get your education through an online program. Some schools can even give you a combination of on-campus classes and online courses. This is convenient, and easy, so let me now give you rest of the skinny on an online Bachelors Degree in Accounting.

Get A Balanced Education

Working in the field of Accounting will usually occur in a business setting. This means that the particular program you take needs to offer more than just accounting courses. Good programs will offer about 60+ class hours in accounting, some of which need to be related to business management and business law. The balance of the courses is in liberal arts. This is a good balance, gives you a more rounded education, and prepares you for the job in a better way.

Get Thoroughly Prepared

The College of your choice should offer Accounting classes that cover a number of areas related to the field. There should be a balanced course offering that should cover such things as taxes, payroll, accounting for corporations, analyzing financial statements, and must include the using of various software programs for accounting.

Online Classes Offered In Real Time

A couple of the Degree programs have made it so that you can "sit-in" on the classes by logging in to the classes online. This also means that there is a time limit in completing the course requirements - it will be the same as for on on-campus class.

Check for State Requirements Being Met

Many colleges offer courses in Accounting simply to be able to say that they are well rounded. However, not every college offers the required courses according to the individual state requirements necessary for certification. This may mean that, after you graduate, that you may not yet be qualified to fulfill the job requirements for an accounting position. So, before you enroll, be sure that you know what the requirements are up front.

Another thing to check for is to ensure that the College or University is accredited. This would not be something that you want to assume, as you will be the one investing a lot of money for your "accredited" education.

Guide to car loan calculators

There are many car loan calculators available to allow you to determine your monthly payment or even your car purchase price.

‘Buy or lease’ car loan calculators are also available. Such calculators are capable of comparing amounts, and will let you see which is the better value for you.

One limitation of a car loan calculator is that it is not a quote. This is because your actual repayments may change based on your individual circumstances.

The features of a car loan calculator are generally similar. Most car loan calculators allow you to put in the amount of money you would like to loan. Afterwards, you can select how many months you would like to pay it back. Finally, you can click the car loan calculator button and see how it works out how much you will end up paying the finance company. This would, of course, depend on how many months you choose and what their annual percentage rate (APR) is.

A car loan calculator can be offered free on the internet as an Excel Spreadsheet Download Area. It is ready to use. All of them have several loan scenarios on one 8Ч10 printout, allowing you to make quick decisions about your car loan. You can also find car loan calculators online at E-LOAN and Capital One Auto Finance. If you have a PocketPC type PDA, you can download a version of some car loan calculator for PDA. You can use the spreadsheets to compare online auto loan rates to the car dealer auto loan rates. New car financing has never been easier for you.

Here are some general kinds of car loan calculators and see which works best for your car loan needs.

Free Car Loan Calculator - There are tons of free car loan calculators around, especially on the internet. Remember most of the calculators are just to work out what your ideal monthly payments should be and are NOT a quote. There are free car loan calculator links all over the net.

New Car Loan Calculator - New car loan calculators help you work out your ideal monthly payments. A lot of new car loan calculators can be used for a variety of uses like used car loans. With this calculator, you can usually enter your own interest rate for your loan.

Online Auto Loan Calculator - There’s quite a lot of online car loan calculators out there that you can use and you’ll find links to online auto loan calculators that can hopefully help you find the best deal.

Why are car loan calculators useful? You’ll need to calculate your car loan payments and look up dealer costs for cars and trucks. Without the knowledge you have derived from using a car loan calculator, you could miss out on a good deal. Bank and finance companies could take advantage of your lack of research.

As you try to arrive at how much car you can afford with car loan calculators, don’t think in terms of the monthly payment or just of the total price of the car. The monthly payment, as we’ve seen, can be manipulated just as easily and both approaches leave out other costs associated with the car, such as insurance, fuel and maintenance. To truly understand if you can afford a car, you must take all these factors into consideration. There are ‘how much car can you afford?’ calculators which will help you arrive at a close approximation. They work in the same way as car loan calculators.

There’s still more to do before you actually start shopping for a car of your own. Decide whether you should buy a brand new or a pre-owned vehicle and whether you would be better off buying or leasing. There are pros and cons to both questions. Either way, car loan calculators can speed up your decision.

How to write articles for pay

In the search for an internet home business that is legitimate and well-paying, article submission is one solution that seems to work well for many people. Article submission in the traditional sense has usually been restricted to writing for magazines or newspapers. Some people have found that this type of article submission works well for them, and the freelance writing from home is an excellent way to make some spare money on the side. However, with the advance of the internet, there are plenty of companies and individuals who need content for their websites. This is an excellent stroke of luck for those who are a little less talented in the area of writing, but are still interested in article submission.

Article submission is now growing in popularity through the use of websites that provide content for other websites. Those who put up websites, especially business websites, are not always talented writers. Therefore, they are often looking for writers who are interested in article submission. Those who are willing to write for article submission can then write about whatever content the website owner would like to see on his or her website.

Many times this is done through a website that brings both those interested in article submission and those needing website content together. Usually, the people writing content will turn their article submission over to a website for review. If the article submission review is positive, the content website will usually accept the article submission and put it up on the site. Then, those interested in buying the article will purchase it from the website. Normally, the content website pays the authors who sent in an article submission, while taking some type of commission.

Article submission can be a good way to make money if you are good with words and enjoy writing. However, it is important to note that getting into article submission means you will need to have good grammar and sentence structure skills. Additionally, most article submission sites make you proofread your own material. It is recommended that anyone interested in article submission research what is involved before making any commitments.

Understanding dog fleas how fleas breed affect your dog s health

Fleas belong to the insect order Siphonaptera. They are common pests and may attack many mammals, including man. They can be a year round problem because they infest not only pets but also the home of the owner. Because of this, treatment of the pet alone may only temporarily solve a flea infestation.

Although many species of fleas feed primarily on one type of animal, the common cat and dog flea will readily take blood from a variety of animals, including man. Flea infestations of pets and their homes will most likely involve the cat flea, Ctenocephalides felis and occasionally the dog flea, C. canis.

Fleas are small (2 to 4 mm in length), brownish to black insects which are characteristically flattened from side to side. Adults are wingless and capable of jumping relatively long distances. Adults feed exclusively on blood with their piercing-sucking mouthparts. When not actively feeding, adult fleas often hide in locations frequented by the host animal such as your dog bedding, sofas, or carpeted areas.

The common cat and dog fleas breed throughout the year. After feeding and mating, the female deposits her eggs, usually on the host. Several eggs are laid daily and up to several hundred over a lifetime. Eggs normally fall off the host into bedding material or similar areas and hatch within two weeks.

Flea eggs accumulate in areas where the host spends most of its time. In addition, adult fleas defecate small pellets of digested blood which also drop off into the environment. A flea comb will often gather this fecal matter at the base of the tines providing a good sign of flea infestation. The combination of white flea eggs and black dried blood specks may appear as a sprinkling of salt and pepper where an infested animal has slept.

Fleas undergo complete metamorphosis, that is, they pass through four developmental stages: egg, larva, pupa, and adult. Immature fleas do not resemble adults at all.

Flea larvae are tiny, light colored, and, worm-like, without legs. They feed primarily on various debris and organic material including the droppings of the adults which contains digested blood. Flea larvae occur indoors and outdoors, wherever the eggs have fallen off the host. In houses, flea larvae live in carpeting, furniture, animal bedding and other protected areas with high humidity. Flea larvae also live outdoors in areas where animals spend time such as under porches in and around dog houses, etc.

Because flea larvae depend on the adult’s fecal pellets of dried blood as a food source, they cannot live in lawns or other outdoor areas unless the pet visits those areas enough to provide this food.

Depending on the species of flea and environmental conditions the larvae will pupate in one week to several months. The pupa is contained within a loose silken cocoon which is often covered by bits of debris. Under average conditions, the life cycle of the flea normally requires between 30 and 75 days but may take much longer. Adult fleas inside the cocoon, called pre-emerged fleas, will stay in that condition for weeks to months if no external cues from a host is available.

However, when disturbed by the presence of a host such as vibrations or carbon dioxide from exhaled breath, the fleas emerge simultaneously and attack the host. This is why it is possible to return to a house or apartment that has been empty for months and find it full of fleas.

When the normal host is available, fleas may feed several times a day but they are capable of surviving extended periods of starvation. In household situations, the normal host is a cat or dog. However, if the normal host is removed, starved fleas will readily seek other sources of blood and more often than not, man is the alternate host. In severe infestations, fleas will attack humans even though the normal host is present.

Certain species of fleas have been known to transmit such diseases as bubonic plague and murine typhus. These have never been a major problem. The major problems with fleas is as a nuisance pest of pets. The irritation and itching from flea bites results in scratching and potential secondary infection. Fleas may also transmit the double-pored dog tapeworm to dogs and cats.

Finally, persistent attacks from fleas can cause severe allergic responses in some people and pets. Once sensitized, a single flea bite may produce symptoms including hair loss, usually around the base of the tail, dermatitis, and intense itching. In worse cases, puppies and young kittens can also died from serious fleas infestations.

With proper flea management knowledge, flea problems will not be a big issue and can be battle and win over easily.